2 Stocks That Could Be Easy Wealth Builders

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In a sense, the market does not offer "easy" solutions for wealth building. Even the highest-quality stocks deal with uncertainty and volatility that can dramatically affect the stock price.

However, a continuous growth pattern can put investors at ease even amid extreme moves in the stock. A growth stock that course-corrects from poor decisions can also present opportunity.

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As long as one exercises patience and a tolerance for stock movements, these two e-commerce conglomerates below are in a solid position to build wealth for their shareholders.

MercadoLibre

MercadoLibre (NASDAQ: MELI) is Latin America's answer to eBay and PayPal. Its e-commerce, fintech, and logistics businesses work separately and together to drive business growth and considerable returns for investors. The genius of MercadoLibre may be its ability to thrive amid adversity. Latin American countries often face political turmoil, inflation, and difficult regulatory environments that hamper business growth.

The company helps its customers with many of these issues. Merchants looking for a place to sell can turn to its online platform. Mercado Pago's financial products will also help many customers buy, even if they lack a bank account or credit card. Additionally, in markets Mercado Envios serves, the company can handle storage, order fulfillment, and shipping for business customers.

Mercado Pago and Mercado Envios also serve customers not buying on MercadoLibre. The MercadoLibre site also sells ads, and these enterprises allow the company to earn business not directly related to e-commerce.

Investors may also have a unique opportunity following its earnings for the third quarter of 2024. Its Q3 revenue of $5.3 billion rose 35% year over year. Nonetheless, the company dramatically expanded its credit portfolio. Hence, expenses rose, particularly with an 83% increase in the provision for doubtful accounts. This meant that its $397 million net income in Q3 grew by only 11%.

The news sent the stock plunging before it recovered most of the loss in subsequent trading sessions. Amid those movements, its stock surged 25% higher so far this year. It also leaves the stock with a price-to-earnings (P/E) ratio of 70, a level just above multi-year lows.

Still, when measured against the 55% rise in net income for the first three quarters of the year, MercadoLibre stock is likely worth its premium. Thus, the stock will probably continue marching higher as the company serves more customers across several verticals.