Nu Holdings Ltd. (NU) reported $2.94 billion in revenue for the quarter ended September 2024, representing a year-over-year increase of 37.7%. EPS of $0.12 for the same period compares to $0.07 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $3.01 billion, representing a surprise of -2.13%. The company delivered an EPS surprise of +20.00%, with the consensus EPS estimate being $0.10.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Nu performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Active customers: 91.7 million compared to the 90.43 million average estimate based on two analysts.

• Revenue- Fee and commission income: $469.38 million versus $492.28 million estimated by two analysts on average.

• Revenue- Interest income and gains (losses) on financial instruments: $2.47 billion versus $2.51 billion estimated by two analysts on average.

View all Key Company Metrics for Nu here>>>

Shares of Nu have returned +11.7% over the past month versus the Zacks S&P 500 composite's +3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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