For the quarter ended September 2024, Webster Financial (WBS) reported revenue of $647.62 million, down 4.4% over the same period last year. EPS came in at $1.34, compared to $1.55 in the year-ago quarter.

The reported revenue represents a surprise of -3.84% over the Zacks Consensus Estimate of $673.5 million. With the consensus EPS estimate being $1.35, the EPS surprise was -0.74%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Webster Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 3.4% compared to the 3.3% average estimate based on six analysts.

• Efficiency Ratio: 45.5% compared to the 47.2% average estimate based on six analysts.

• Net charge-offs/average loans and leases (annualized): 0.3% compared to the 0.3% average estimate based on five analysts.

• Average balance - Total interest-earning assets: $69.82 billion versus the five-analyst average estimate of $70.01 billion.

• Total nonperforming loans and leases: $425.62 million versus $385.76 million estimated by two analysts on average.

• Total Non-Interest Income: $57.74 million versus the six-analyst average estimate of $91.04 million.

• Deposit service fees: $38.86 million versus $40.95 million estimated by five analysts on average.

• Wealth and investment services: $8.37 million compared to the $8.74 million average estimate based on five analysts.

• Loan and lease related fees: $18.51 million compared to the $19.21 million average estimate based on five analysts.

• Increase in cash surrender value of life insurance policies: $8.02 million versus $6.20 million estimated by four analysts on average.

• Non-interest income- Other income: $3.58 million compared to the $15.31 million average estimate based on four analysts.

• Tax-equivalent Net Interest Income: $603.54 million versus $594.99 million estimated by four analysts on average.

View all Key Company Metrics for Webster Financial here>>>

Shares of Webster Financial have returned +3.9% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.