Mortgage Basics

Mortgage calculator

Estimate your monthly payment with the mortgage calculator.
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How to buy a house

With mortgage rates and home prices still elevated, here's what you need to know about buying a house this year.
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How much house can I afford?

Here's how to use a mortgage affordability calculator to help you determine how much house you can afford.
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Get a low mortgage rate

Buying a house when interest rates are high requires an understanding of your different mortgage options.
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Best mortgage lenders

Here's how to find the right mortgage lender when shopping for a home loan.
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First-time home buyers

If you're looking to buy a home for the first time in 2023, here are some benefits and programs to take advantage of.
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HELOC vs. home equity loan

Home equity lines of credit and home equity loans are designed to allow you access to the value of your home right now.
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Mortgage refinancing

If you're considering refinancing your mortgage, here's everything you need to get started.
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Getting a Mortgage

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Refinancing Your Mortgage

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Mortgage Best-of

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Featured Mortgage Reviews

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Best overall FHA lender

Pennymac

  • Review

    As a leader in FHA lending, Pennymac is an obvious choice for borrowers seeking a low-down-payment loan.

Good for rapid home approval

Better Mortgage

  • Review

    Better combines several home-buying services, including rapid loan approval, insurance, real estate, settlement services, and more, into a consolidated digital experience. It's a lender worthy of comparison.

Good for closing costs and down payment assistance

Bank of America Mortgage

  • Review

    Bank of America is a good addition to your short-list of lenders for several reasons, including closing costs and down payment assistance available to eligible home buyers.

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More Mortgages Resources

Mortgage and refinance rates today, August 2, 2024: Lowest rates in 6 months

Mortgage and refinance rates today, August 2, 2024: Lowest rates in 6 months

These are today's mortgage and refinance rates. All rates have dropped since the Fed's meeting earlier in the week. Lock in your rate today.
USDA loan vs. VA loan: Which is right for you?

USDA loan vs. VA loan: Which is right for you?

Learn about the differences between USDA and VA loans, including eligibility requirements and fees. Then decide whether a USDA or VA loan is right for you.
Citibank mortgage review 2024

Citibank mortgage review 2024

Citibank mortgages come with low interest rates. Citi also offers a 3% down mortgage with no PMI. Find out if Citibank is the best mortgage lender for you.
Land loans: How they work and how to qualify

Land loans: How they work and how to qualify

Land loans are used to buy lots where you can build a home. Land loan rates are usually higher than regular mortgage rates. Learn how to get a loan to buy land.
Mortgage and refinance rates today, August 1, 2024: Rates inch down after Fed announcement

Mortgage and refinance rates today, August 1, 2024: Rates inch down after Fed announcement

These are today's mortgage and refinance rates. Rates ticked down after the Fed meeting, but bigger drops could come in September. Lock in your rate today.
Want to refinance your FHA loan? Here are 4 options.

Want to refinance your FHA loan? Here are 4 options.

You can refinance an FHA loan to get a lower monthly payment, receive cash, or make home improvements. Learn which type of FHA refinance loan is best.
Mortgage and refinance rates today, July 31, 2024: Expect rates to drop in September

Mortgage and refinance rates today, July 31, 2024: Expect rates to drop in September

These are today's mortgage and refinance rates. There haven't been major changes in rates this week, but that could change come September. Lock in your rate today.
Good Neighbor Next Door program: How does it work, and who qualifies?

Good Neighbor Next Door program: How does it work, and who qualifies?

The Good Neighbor Next Door program helps eligible public servants buy homes for 50% of the listing prices. Find out if you qualify for this HUD program.
What determines mortgage rates? It’s complicated.

What determines mortgage rates? It’s complicated.

Learn what determines mortgage rates, from the economy to your credit score. Understanding mortgage rates allows you to be fully prepared when buying a house.
Mortgage and refinance rates today, July 30, 2024: Rates drop ahead of Fed meeting

Mortgage and refinance rates today, July 30, 2024: Rates drop ahead of Fed meeting

These are today's mortgage and refinance rates. Rates are down overall, and tomorrow's Fed meeting will give us a peek into future rates. Lock in your rate today.