The best secured credit cards report to the three major credit bureaus, have no annual fees, and provide valuable rewards in the form of points or cash back.
The best credit cards to build credit include secured and unsecured cards, such as the Chase Freedom Rise, Discover it Secured Credit Card, and Petal 2 Visa Credit Card.
You should begin building credit as soon as possible — ideally by opening a credit card and using it responsibly. But how old do you have to be to get a credit card?