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Ballston Spa Bancorp, Inc. (BSPA)

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57.11 0.00 (0.00%)
At close: November 1 at 4:00 PM EDT
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DELL
  • Previous Close 0.00
  • Open 57.25
  • Bid 57.20 x 40000
  • Ask 60.00 x --
  • Day's Range 57.25 - 57.25
  • 52 Week Range 50.45 - 57.45
  • Volume 100
  • Avg. Volume 54
  • Market Cap (intraday) 42.413M
  • Beta (5Y Monthly) -0.28
  • PE Ratio (TTM) 7.08
  • EPS (TTM) 8.07
  • Earnings Date --
  • Forward Dividend & Yield 1.32 (2.31%)
  • Ex-Dividend Date Sep 3, 2024
  • 1y Target Est --

Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers in the United States. It offers checking, money market, savings, health savings, and individual retirement accounts, as well as certificates of deposit; loan products, such as mortgage and home construction, improvement, and equity loans, auto, boat, RV, personal, commercial, and small business loans, as well as lines of credit and government programs; and debits and credit cards. The company also provides personal investment services, which include annuities, college savings plans, mutual funds, and life and long term care insurance products; retirement plans; college planning services; investment and asset management; trusteeship; estate settlement; special needs and disability trusts; and wealth management services. In addition, the company offers treasury management services; and merchant and payment processing services, as well as online and mobile banking, and digital payments. The company was founded in 1838 and is based in Ballston Spa, New York.

www.bsnb.com

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Full Time Employees

December 31

Fiscal Year Ends

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Performance Overview: BSPA

Trailing total returns as of 11/1/2024, which may include dividends or other distributions. Benchmark is

.

YTD Return

BSPA
11.91%
S&P 500
20.10%

1-Year Return

BSPA
14.61%
S&P 500
36.60%

3-Year Return

BSPA
28.16%
S&P 500
24.39%

5-Year Return

BSPA
16.81%
S&P 500
88.60%

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Statistics: BSPA

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Valuation Measures

Annual
As of 10/31/2024
  • Market Cap

    42.41M

  • Enterprise Value

    --

  • Trailing P/E

    7.08

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    1.61

  • Price/Book (mrq)

    0.69

  • Enterprise Value/Revenue

    4.84

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    18.34%

  • Return on Assets (ttm)

    0.57%

  • Return on Equity (ttm)

    7.94%

  • Revenue (ttm)

    25.03M

  • Net Income Avi to Common (ttm)

    4.59M

  • Diluted EPS (ttm)

    8.07

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    7.66M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

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