Home Loan Financial Corporation, a unitary thrift holding company, provides various banking products and services in the United States. Its primary deposit products include checking, savings, and term certificate accounts; and lending products comprise residential mortgage, nonresidential mortgage, residential construction and land, commercial, and consumer loans. The company also provides consumer credits, such as home improvement loans, education loans, loans secured by savings accounts, motor vehicle loans, unsecured loans, and credit cards. In addition, it sells life insurance, annuity, long-term care insurance, and investment products. Home Loan Financial Corporation was incorporated in 1997 and is based in Coshocton, Ohio.