Qatar Islamic Bank (Q.P.S.C.), together with its subsidiaries, offers banking products and services in Qatar and internationally. The company operates through four segments: Corporate Banking, Personal Banking, Group Function, and Local & International Subsidiaries. It offers current, savings, bedaya, misk, minor, domestic worker, and time deposit accounts; term deposits; growing deposit; certificates of deposit; and prepaid, credit, charge, co-branded, and debit cards. The company also provides personal, car, home, working capital, asset, mortgage and real estate, project, contracting, start-up business, trade, luxury goods, and fleet and heavy equipment finance, as well as finance for general corporate purposes. In addition, it offers cash management; trade finance services, such as letters of credit, letters of guarantee, documentary/bills collection, and shipping guarantees services; and treasury services, including liquidity management, Sukuk, foreign exchange, and hedging services, as well as investment products. Further, the company provides education, auto, family shield, travel, group credit life, and saving Takaful programs; point of sale solution and online payment gateway; insurance; remote deposit cheques; wages protection systems; payroll, cash and cheque collection, overnight vaulting, and wealth management services; and Internet, phone, SMS, mobile, and automated teller machines and cash deposit machines banking services. It serves individual customers, institutional investors, corporates, small and medium enterprises, financial institutions, and investment entities. Qatar Islamic Bank (Q.P.S.C.) was incorporated in 1982 and is headquartered in Doha, Qatar.