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United Community Banks, Inc. (UCB)

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29.01 +0.48 (+1.68%)
As of October 14 at 4:00 PM EDT. Market Open.
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DELL
  • Previous Close 28.53
  • Open 28.48
  • Bid --
  • Ask --
  • Day's Range 28.22 - 29.17
  • 52 Week Range 21.63 - 31.96
  • Volume 4,415
  • Avg. Volume 562,409
  • Market Cap (intraday) 3.458B
  • Beta (5Y Monthly) 0.90
  • PE Ratio (TTM) 18.84
  • EPS (TTM) 1.54
  • Earnings Date Oct 23, 2024
  • Forward Dividend & Yield 0.96 (3.31%)
  • Ex-Dividend Date Sep 16, 2024
  • 1y Target Est 31.89

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

www.ucbi.com

3,070

Full Time Employees

December 31

Fiscal Year Ends

Recent News: UCB

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Performance Overview: UCB

Trailing total returns as of 10/15/2024, which may include dividends or other distributions. Benchmark is

.

YTD Return

UCB
1.82%
S&P 500
22.97%

1-Year Return

UCB
20.49%
S&P 500
35.53%

3-Year Return

UCB
6.76%
S&P 500
32.16%

5-Year Return

UCB
20.99%
S&P 500
97.75%

Compare To: UCB

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Statistics: UCB

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Valuation Measures

Annual
As of 10/14/2024
  • Market Cap

    3.46B

  • Enterprise Value

    --

  • Trailing P/E

    18.84

  • Forward P/E

    11.99

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    3.95

  • Price/Book (mrq)

    1.06

  • Enterprise Value/Revenue

    4.40

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    23.07%

  • Return on Assets (ttm)

    0.72%

  • Return on Equity (ttm)

    5.93%

  • Revenue (ttm)

    828.86M

  • Net Income Avi to Common (ttm)

    184.76M

  • Diluted EPS (ttm)

    1.54

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    614.71M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Research Analysis: UCB

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Earnings Per Share

Consensus EPS
 

Revenue vs. Earnings

Revenue 233.02M
Earnings 66.61M
 

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell
 

Analyst Price Targets

29.00
31.89 Average
29.01 Current
34.00 High
 

Company Insights: UCB

Research Reports: UCB

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  • What does Argus have to say about UCB?

    UNITED COMMUNITY BANKS/GA has an Investment Rating of HOLD; a target price of $29.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Low.

    Rating
    Price Target
     
  • Lowering target price to $29.00

    UNITED COMMUNITY BANKS/GA has an Investment Rating of HOLD; a target price of $29.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Low.

    Rating
    Price Target
     
  • Lowering target price to $30.00

    UNITED COMMUNITY BANKS/GA has an Investment Rating of HOLD; a target price of $30.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Low.

    Rating
    Price Target
     
  • Raising target price to $31.00

    UNITED COMMUNITY BANKS/GA has an Investment Rating of HOLD; a target price of $31.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of Medium; a Growth Subrating of Medium; and a Value Subrating of Low.

    Rating
    Price Target
     

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