John Hope Bryant, the founder and CEO of Operation HOPE has dedicated his life to empowering individuals and communities through financial education.

On the latest Financial Freestyle with Ross Mac, he says “You live 20 years longer in a 700 credit score neighborhood than if you lived 15 minutes away in a 580 credit score neighborhood," as he extols the values of having “good debt.” His organization has provided millions with the tools and resources necessary to build wealth and achieve economic independence.

“You need a 700 credit score so you can access capital”, with Bryant saying you then need to “buy yourself a piece of real estate and hold onto it.”

Beyond this John Hope Bryant talks about life before the accolades and accomplishments. He vividly recounts his upbringing in South Central LA, where he witnessed the devastating impacts of domestic abuse, the dissolution of his family, and the murders of loved ones.

You can watch the full episode here.